Lending Solutions

Loan Programs

From first-time buyers to seasoned investors — we have the right loan for your situation.

Conventional

The benchmark standard

Traditional financing with competitive rates and flexible terms for well-qualified borrowers.

Down payments as low as 3%

No upfront mortgage insurance with 20% down

Fixed and adjustable rate options

Terms from 10 to 30 years

Ideal For

Borrowers with strong credit (680+), stable income, and documented employment history.

FHA

Accessible homeownership

Government-backed loans designed to help first-time buyers and those with moderate credit profiles.

Down payments as low as 3.5%

Credit scores starting at 580

Gift funds permitted for down payment

Competitive interest rates

Ideal For

First-time buyers, moderate credit profiles, and borrowers with limited savings.

VA

Service deserves premium terms

Exclusive financing for military service members, veterans, and eligible surviving spouses.

Zero down payment required

No private mortgage insurance

Competitive below-market rates

Limited closing costs

Ideal For

Active duty, veterans, National Guard, Reserves, and eligible surviving spouses.

Jumbo

Capital at scale

High-balance lending for luxury properties and high-value markets that exceed conforming limits.

Loan amounts up to $5M

Competitive jumbo rates

Flexible underwriting for high-net-worth borrowers

Interest-only options available

Ideal For

High-income borrowers purchasing in luxury or high-cost markets.

Investment Property

Build your portfolio

Financing structured for rental properties, multi-family acquisitions, and real estate investors.

Financing for 1-4 unit properties

Cash-out refinance for portfolio growth

DSCR loan options

Close in entity name available

Ideal For

Real estate investors, landlords, and portfolio builders seeking rental income properties.

All loan programs are subject to credit approval, income verification, and property qualification. Rates and terms are subject to change without notice. This is not a commitment to lend. Greentree Mortgage, LLC — NMLS# 381729. Equal Housing Lender.