Florida mortgage lender

Florida Mortgage Lender

Family-owned since 2002. Home loans, refinancing, and pre-approvals for homebuyers across Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale, Naples, and all of the Sunshine State.

Greentree Mortgage

Your Florida Mortgage Lender Since 2002

We are a family-owned mortgage company serving the Sunshine State. For over 20 years, we have helped Floridians purchase homes, refinance mortgages, and invest in real estate — with competitive rates, honest advice, and a loan officer who answers the phone.

Where We Serve

Florida Home Loans — Gulf Coast to Atlantic

Local expertise in every Florida market. Our loan officers know the communities, the condo markets, and the financing challenges unique to the Sunshine State.

Miami

South Florida's largest metro. Home purchase loans, refinancing, and condo financing for Miami, Coral Gables, and Miami Beach.

Tampa

Gulf Coast mortgage expertise. Conventional, FHA, VA, and refinancing for Tampa, St. Petersburg, and Hillsborough County.

Orlando

Central Florida's growing market. First-time buyer programs, conventional loans, and refinancing for Orlando and Orange County.

Jacksonville

Florida's largest city by area. Home purchase and refinance loans across Duval County and Northeast Florida.

Fort Lauderdale

Broward County mortgage lender. Conventional, jumbo, and condo loans for Fort Lauderdale and the Gold Coast.

Naples

Southwest Florida luxury market. Jumbo loans, second-home financing, and refinancing for Collier County.

Sarasota

Gulf Coast home financing. Purchase loans and refinancing for Sarasota, Bradenton, and Manatee County.

West Palm Beach

Palm Beach County mortgage expertise. Conventional, jumbo, and condo financing for South Florida buyers.

Also serving Tallahassee, Pensacola, Destin, Panama City, Gainesville, Ocala, Lakeland, Melbourne, Daytona Beach, Port St. Lucie, Boca Raton, Key West, and communities statewide.

Loan Programs

Mortgage Options for Florida Homebuyers

Whether you are buying your first home in Orlando, a waterfront condo in Miami, or a vacation property in Naples, we have the right loan for you.

Conventional Loans

Fixed-rate and adjustable-rate conventional mortgages with competitive terms for Florida homebuyers.

FHA Loans

Low down payment options backed by the Federal Housing Administration — ideal for first-time Florida buyers.

VA Loans

Zero down payment home loans for Florida veterans, active-duty service members, and eligible spouses.

Jumbo Loans

Financing for high-value Florida properties, waterfront homes, and luxury condos exceeding conventional limits.

Condo Financing

Specialized condo loans for the Florida condo market — warrantable and non-warrantable projects.

Refinancing

Rate-and-term and cash-out refinancing to lower your payment or tap into your Florida home equity.

Ready to Get Started?

Apply online in minutes. A Florida-based loan officer will review your application and reach out — no pressure, no obligation.

Greentree Mortgage

A local, family-owned mortgage company founded in 2002. Serving buyers and homeowners in Colorado and Montana with low rates and a smooth, straightforward process.

Contact

Mike DeMarco

303-808-1062

mike@greentreemtg.com

Max DeMarco

720-903-0677

max@greentreemtg.com

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© 2026 Greentree Mortgage, LLC. All rights reserved.

Company NMLS# 381729

Licensed in Colorado · Montana · Florida. Equal Housing Lender.

Equal Housing Lender

All loans subject to credit approval. Rates subject to change without notice.

This is not a commitment to lend. Restrictions may apply.

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