Your Montana Mortgage Lender Since 2002
We are a family-owned mortgage company founded and built in the Mountain West. For over 20 years, we have helped Montanans purchase homes, refinance mortgages, and build wealth through real estate — with competitive rates, honest advice, and a loan officer who answers the phone.
Montana Home Loans — Statewide Coverage
Local expertise in every Montana market. Our loan officers know the communities, the property types, and the financing challenges unique to Big Sky Country.
Billings
Montana's largest city and economic hub. Greentree Mortgage offers competitive home purchase loans, refinancing, and new construction financing for Billings buyers.
Bozeman
One of America's fastest-growing cities. We provide conventional, jumbo, and first-time homebuyer loans across Gallatin County.
Missoula
The Garden City — we offer FHA, VA, conventional, and cash-out refinance loans for Missoula homebuyers and homeowners.
Great Falls
Affordable homes and strong community. Conventional, FHA, VA, and USDA loans for buyers across Cascade County and central Montana.
Kalispell
Flathead Valley's premier mortgage lender. Home purchase and refinance loans for Kalispell, Whitefish, and Columbia Falls.
Helena
Capital city mortgage expertise. Competitive home loans and refinancing throughout Helena and Lewis & Clark County.
Butte
Southwest Montana home financing. Purchase loans and refinancing with low rates and fast, reliable closings.
Big Sky
Luxury and vacation home lending in Big Sky resort country. Jumbo loans and second-home financing with local expertise.
Also serving Whitefish, Belgrade, Livingston, Lewistown, Havre, Miles City, Glendive, Dillon, Hamilton, Polson, and everywhere in between.
Mortgage Options for Montana Homebuyers
Whether you are buying your first home in Billings, refinancing a ranch property, or financing a luxury home in Big Sky, we have the right loan for you.
Conventional Loans
Fixed-rate and adjustable-rate conventional mortgages with competitive terms for Montana homebuyers.
FHA Loans
Low down payment options backed by the Federal Housing Administration — ideal for first-time Montana buyers.
VA Loans
Zero down payment home loans for Montana veterans, active-duty service members, and eligible spouses.
USDA Loans
No down payment required for eligible rural Montana properties — great for smaller communities statewide.
Jumbo Loans
Financing for high-value Montana properties, luxury homes, and ranch estates exceeding conventional limits.
Refinancing
Rate-and-term and cash-out refinancing to lower your payment or tap into your Montana home equity.